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Resolved Question: Can anyone recommend a good insurance company to buy condo insurance from?
I've gotten tons of quotes and don't know who to pick. Help! TIA!Do you have condo insurance? If yes, which company and why did you pick them? Thanks!I live in San Francisco, California.I've gotten quotes from State Farm, Allstate, Liberty Mutual, and Homesite. My auto insurance company is Geico, unfortunately they don't offer home insurance.
moreResolved Question: Condo damage and insurance?
About 2 months ago my toilet leaked while I was at work, there was damage to my unit as well as the one below, I am aware I am responisble for the damage as it originated in my unit and that the condo boards insurance is the one to cover the cost, however they have a high detuctible so I am going through my insurance to recover the costs. As I am the one responsible do I have a legal right to see the quote for repairs before the work starts? I own the condo and am in Alberta.
moreResolved Question: Help! My neighbor flooded my ceiling, but I don't have insurance!?
I live in a condo complex. My neighbor flooded our ceiling when she said her dishwasher wouldn't stop filling water (not sure about it). Then I asked her Insurance, they wouldn't cover because she said it wasn't her fault. Later on she asked if my insurance would cover, unfortunately, I wasn't able to get one, because when I did, I thought I made a coverage, what I did was just a quote. So I asked my condo complex's builder, he said, she should be liable, since she has been there for two years, and she should be responsible in maintaining her appliances. Right now, we are thinking of having a meeting with the neighbor, so that we can discuss on what to do. So what do you think I should do next!?And yeah, I don't think we don't have a master condo insurance yet since we don't have an association yet, I think it's still under the builder. I'm not looking to sue anybody for anything else, except for a ceiling and a light fixture.
moreResolved Question: How do I get a preferred risk premium on flood insurance?
I live in a low risk (Zone X, not within a 500-year floodplain) condo.
I log on to floodsmart.gov, and there are two schedules for Zone X:
- "Preferred" risk
- "Moderate to Low" risk
Preferred risk premiums are about 1/3 the price of moderate to low risk premiums. According to the website, most people in moderate to low risk areas qualify for preferred risk.
However, when I got a quote, I did not get preferred risk, so flood insurance costs over $1000/year for my $125000 condo. This seems like a ripoff since my odds of flood are nearly zero.
I suspect that my agent is trying to inflate the bill, but I have no idea what qualifies a property for preferred risk. Does anyone have a clue what determines if a property qualifies for preferred risk vs. moderate/low risk?
moreResolved Question: WHat is a typical homeowner insurance quote for a condo?
2br 2 bath less than 4 storie complex... new build... pool, clubhouse separate. Looking for an average deductible and limits for the monthly/ yearly taxes
300,000 condo in dutchess county NY
All the websites want loads of info and contact info
moreResolved Question: Condo Homeowner's Insurance in Fl?
"Coverage A (Dwelling) applies to the structure you inhabit. This would cover the dwelling, attached structures (such as a garage) and permanently installed property (such as wall-to-wall carpeting)."
"Coverage C (Personal property) applies to the content of the dwelling. There are dollar limits on specific items that you should be aware of because if your property exceeds these amounts, or no amount is specified, you should cover them for an agreed amount."
I'm getting condo HO insurance quotes from different companies but i dont understand one thing: does HOA master policy cover bathroom vanities, appliances, and kitchen cabinets? If not, then does Coverage A Or Coverage C cover it? Because im not going to insure the condo for dwelling for $40k if the HOA master policy is going to cover it, that would be a waste of $$$, right?
moreResolved Question: Are there any rules for what should be included in HOA's for a California Condo Conversion?
We are considering purchasing a recent condo conversion. There are only 6 units in the building - there is no pool, gym or common area and the grounds are limited. The HOA's are quoted around $300 and covers water and fire insurance. That sounds a bit high and I assumed it would cover earthquake insurance, but it doesn't. Does the buyer have any wiggle room? Perhaps asking that the whole condo get basic cable - that would help a bit. I know the seller doesn't have any invested interest in having high HOA's - so I'm assuming this is fair, but wondering how we could make this seem more reasonable. Any suggestions would be appreciated.
moreResolved Question: Is there a discount condo group insurance company for lake county florida?
i need a quote for a 30 unit apartment consisting of eighteen 680 ft3 single and twelve 900 ft3 double bedroom occupancy, condo was built in 1970 in Leesburg, Florida. I NEED AN APPRASIAL FEE QUOTE AND QUOTE FOR $2,000,000 BUILDING INSURANCE. This a non flooding, high ground area with no known past high wind disasters.
moreResolved Question: Im looking for home insurance?
What should i get? can anyone give me an insurance company website and the general quote of a PA Condo/townhouse?
moreResolved Question: Which company offers the best value for home insurance policies in Massachusetts?
I recently bought a condo and live in Massachusetts, and I am researching home insurance quotes. Suggestions?
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